Arkansas Life and Health Insurance Practice Exam

A blanket accident and health insurance policy would most likely offer coverage for which group?

1. Construction workers

2. Employees of a company

3. Participants in a Little League sporting event

4. Travelers on a cruise

The correct answer is: Construction workers

A blanket accident and health insurance policy would most likely offer coverage for a group like construction workers because they typically work in high-risk environments where accidents are more likely to occur. This type of policy provides coverage for a specific group of individuals, such as employees of a company or members of a specific organization, offering them protection in case of accidents or health-related issues while engaged in their activities. Participants in a Little League sporting event or travelers on a cruise are specific groups that may require different types of insurance coverage tailored to their respective activities, which differ from those typically covered under a blanket accident and health insurance policy designed for high-risk occupations like construction work.