Arkansas Life and Health Insurance Practice Exam

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Prepare for the Arkansas Life and Health Insurance Exam. Utilize flashcards and multiple-choice questions with hints and explanations for each question. Get thoroughly ready for your certification test!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

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A typical life insurance application contains how many parts?

  1. 1

  2. 2

  3. 3

  4. 4

The correct answer is: 2

A typical life insurance application contains two parts. The first part is completed by the insured, providing personal information such as name, address, medical history, and other pertinent details. The second part is usually completed by a medical professional during a medical examination, providing valuable information regarding the insured's current health condition. This division helps the insurance company to assess the risk accurately and determine the premium rates for the policy. Options A, C, and D are incorrect because a standard life insurance application usually consists of two distinct parts, as explained above.