Arkansas Life and Health Insurance Practice Exam

An insurer offering Medicare Supplements to senior clients must:

1. Offer Core Benefit Plan A if it sells any of the other plans

2. Offer only Core Benefit Plan A

3. Sell all the supplementary plans

4. Sell at least two supplemental plans

The correct answer is: Offer Core Benefit Plan A if it sells any of the other plans

An insurer offering Medicare Supplements to senior clients is required to offer Core Benefit Plan A if it sells any of the other plans. This is mandated by the Medicare regulations to ensure that seniors have access to a standardized basic level of coverage. By offering Core Benefit Plan A, the insurer guarantees that clients have a minimum level of coverage before considering additional supplemental plans. This requirement helps ensure that seniors have essential health benefits covered under Medicare Supplements.