Arkansas Life and Health Insurance Practice Exam

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Prepare for the Arkansas Life and Health Insurance Exam. Utilize flashcards and multiple-choice questions with hints and explanations for each question. Get thoroughly ready for your certification test!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

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How long must an insured have been covered under group health insurance to be entitled to an additional 120 days of coverage if terminated?

6 months
3 months
1 year
9 months

The correct answer is: 3 months

An insured must have been covered under group health insurance for at least 3 months to be entitled to an additional 120 days of coverage if terminated. This additional coverage is provided under the Consolidated Omnibus Budget Reconciliation Act (COBRA), which allows employees and their dependents to continue their group health insurance benefits for a limited time after leaving employment or experiencing other qualifying events. Therefore, option B is the correct answer in this case. Option A is incorrect because 6 months is not the required duration for additional coverage. Option C is incorrect because 1 year is longer than the necessary coverage period. Option D is incorrect because 9 months does not match the specified timeframe for entitlement to extended coverage benefits.