Arkansas Life and Health Insurance Practice Exam

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Prepare for the Arkansas Life and Health Insurance Exam. Utilize flashcards and multiple-choice questions with hints and explanations for each question. Get thoroughly ready for your certification test!

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If an individual starts receiving Social Security retirement benefits at age 62, when are they eligible for Part A benefits?

  1. Automatically at age 62

  2. Automatically at age 65

  3. Automatically at age 70

  4. At the discretion of their healthcare provider

The correct answer is: Automatically at age 62

If an individual starts receiving Social Security retirement benefits at age 62, they are automatically eligible for Part A benefits. This is because enrolling in Social Security retirement benefits at age 62 triggers enrollment in Medicare Part A, which provides hospital insurance coverage. Medicare Part A is typically available to individuals aged 65 and older, but those who start receiving Social Security benefits at age 62 are automatically enrolled in Part A as well. Therefore, the correct answer is A. Options B, C, and D are incorrect because Medicare Part A enrollment is not tied to the ages mentioned in those choices. It is specifically linked to the age at which an individual starts receiving Social Security retirement benefits.

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