Arkansas Life and Health Insurance Practice Exam

Disable ads (and more) with a membership for a one time $2.99 payment

Prepare for the Arkansas Life and Health Insurance Exam. Utilize flashcards and multiple-choice questions with hints and explanations for each question. Get thoroughly ready for your certification test!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

Practice this question and more.


J purchased a policy that includes a carryover provision, common accident, and family deductible. J owns what type of policy?

  1. Basic Hospital Expense

  2. Disability Income

  3. Long-Term Care

  4. Major Medical

The correct answer is: Basic Hospital Expense

J owns a Basic Hospital Expense policy. This type of policy typically includes features such as a carryover provision, common accident, and family deductible. A Basic Hospital Expense policy is designed to cover hospital room and board, and sometimes other miscellaneous hospital expenses such as x-rays and lab tests. Other options like Disability Income, Long-Term Care, and Major Medical do not typically include the specific features mentioned in the question, making them incorrect choices in this scenario.