Arkansas Life and Health Insurance Practice Exam

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Prepare for the Arkansas Life and Health Insurance Exam. Utilize flashcards and multiple-choice questions with hints and explanations for each question. Get thoroughly ready for your certification test!

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Own occupation is the:

  1. Ability to perform any duties of any occupation

  2. Inability to perform all duties of one's previous occupation

  3. Inability to perform all duties of one's own occupation

  4. Inability to perform some duties of one's own occupation

The correct answer is: Ability to perform any duties of any occupation

Own occupation refers to the ability to perform the duties of one's own occupation at the time the disability begins. This means that the insured will receive benefits if they are unable to perform the specific duties of their own occupation, regardless of their ability to work in a different occupation. In this case, the correct answer is A. Options B, C, and D are incorrect because they refer to the inability to perform all duties of one's previous occupation, own occupation, or some duties of one's own occupation, respectively. These options do not accurately define the concept of own occupation in the context of disability insurance.

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