Arkansas Life and Health Insurance Practice Exam

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Precertification, Mandatory Second Surgical Opinion, and Concurrent Review are provisions in health insurance policies known as what?

  1. Group Policies

  2. Major Medical

  3. Managed Care Provisions

  4. Indemnity Plans

The correct answer is: Group Policies

Precertification, Mandatory Second Surgical Opinion, and Concurrent Review are provisions commonly found in managed care health insurance policies. Managed care provisions focus on controlling costs and ensuring appropriate utilization of healthcare services. These provisions help manage healthcare expenses by requiring certain steps to be taken before specific procedures or services are covered. Group policies, major medical, and indemnity plans do not typically include these managed care provisions.

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