Arkansas Life and Health Insurance Practice Exam

This type of policy covers various expenses that an insured may incur due to a routine accident or sickness.

1. Accidental Death Policy

2. Disability Income Policy

3. Long-Term Care Policy

4. Medical Expense Policy

The correct answer is: Medical Expense Policy

The correct answer is D, Medical Expense Policy, because this type of policy specifically covers various expenses related to routine accidents or sickness. Medical expense policies typically pay for hospital stays, surgical procedures, doctor visits, and other medical services that may be required due to an illness or accident. Option A, Accidental Death Policy, provides coverage for death specifically resulting from an accident. Option B, Disability Income Policy, provides coverage for lost income due to a disability and is not directly related to covering medical expenses. Option C, Long-Term Care Policy, covers expenses related to long-term care services and is not specific to routine accidents or sickness.