Arkansas Life and Health Insurance Practice Exam

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Prepare for the Arkansas Life and Health Insurance Exam. Utilize flashcards and multiple-choice questions with hints and explanations for each question. Get thoroughly ready for your certification test!

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Under Social Security, what does "Currently Insured" mean?

At least 20 work credits in the past 40 quarters
Maximum of 4 work credits per year
At least 6 work credits during the 13-quarter period ending with the quarter in which the worker dies, becomes disabled, or reaches retirement age
Minimum of 40 work credits

The correct answer is: At least 20 work credits in the past 40 quarters

"Currently Insured" under Social Security means having at least 20 work credits in the past 40 quarters. This criteria ensures that individuals have been actively participating in the workforce and contributing to the Social Security system. Option B is incorrect as there is no limitation on the number of work credits that can be earned in a year. Option C refers to the requirement for becoming Fully Insured, not Currently Insured. Option D is incorrect as having a minimum of 40 work credits is the requirement to be considered Fully Insured, which is different from Currently Insured.