Arkansas Life and Health Insurance Practice Exam

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Prepare for the Arkansas Life and Health Insurance Exam. Utilize flashcards and multiple-choice questions with hints and explanations for each question. Get thoroughly ready for your certification test!

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What is the usual waiting period for Social Security Disability benefits?

  1. 1 month

  2. 3 months

  3. 5 months

  4. 12 months

The correct answer is: 1 month

The correct answer is A. 1 month. Social Security Disability benefits usually have a waiting period of 5 full calendar months, meaning that benefits will start on the sixth full month after the onset of the disability. This waiting period allows for verification of the severity and duration of the disability before benefits are paid out.