Arkansas Life and Health Insurance Practice Exam

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Prepare for the Arkansas Life and Health Insurance Exam. Utilize flashcards and multiple-choice questions with hints and explanations for each question. Get thoroughly ready for your certification test!

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Which of the following individuals is required to pass an insurance licensing exam in order to reinstate their license due to a failure to meet CE requirements?

An insurance adjuster
A life insurance underwriter
A medical examiner
An insurance agent

The correct answer is: An insurance adjuster

In Arkansas, an insurance adjuster is required to pass an insurance licensing exam to reinstate their license if they fail to meet Continuing Education (CE) requirements. Insurance adjusters are regulatory licensees who assess insurance claims to determine the extent of the insurance company's liability. Therefore, if an insurance adjuster fails to meet CE requirements, the state regulatory body may require them to pass a licensing exam to ensure they are up-to-date with the latest regulations and best practices in the insurance industry. The other options (B, C, and D) are not typically required to pass an insurance licensing exam for reinstating their license due to a failure to meet CE requirements. Life insurance underwriters assess insurance applications and determine the risk involved in insuring a person's life, while medical examiners perform forensic examinations in cases of suspicious deaths. Insurance agents sell insurance policies to clients and provide advice on insurance matters.