Arkansas Life and Health Insurance Practice Exam

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Prepare for the Arkansas Life and Health Insurance Exam. Utilize flashcards and multiple-choice questions with hints and explanations for each question. Get thoroughly ready for your certification test!

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Which of the following statements appearing in a life insurance advertisement would be in compliance with the rules governing life insurance advertising?

  1. This policy guarantees acceptance without any medical exams

  2. This plan is the highest-rated by all financial institutions

  3. This whole life insurance policy offered by the XYZ insurance company has a maximum benefit of $25,000 to pay for final expenses

  4. This policy is predicted to provide a 12% rate of return

The correct answer is: This policy guarantees acceptance without any medical exams

The correct answer is A because it complies with the rules governing life insurance advertising by promoting guaranteed acceptance without any medical exams. This statement clearly outlines a feature of the policy that can benefit potential customers. Options B, C, and D are not compliant with the rules governing life insurance advertising. Option B makes a vague and unsubstantiated claim, option C mentions a specific benefit amount which might not be suitable for everyone, and option D makes a prediction about the rate of return which can be seen as misleading or inaccurate.

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