Arkansas Life and Health Insurance Practice Exam

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Which of the following statements regarding group life insurance in Arkansas is true?

  1. Disabled employees must be allowed to continue their coverage for up to 12 months while disabled

  2. Disabled employees must be allowed to continue their coverage for up to 3 months while disabled

  3. Disabled employees must be allowed to continue their coverage for up to 6 months while disabled

  4. Disabled employees must be allowed to continue their coverage for up to 9 months while disabled

The correct answer is: Disabled employees must be allowed to continue their coverage for up to 12 months while disabled

In Arkansas, the statement that disabled employees must be allowed to continue their coverage for up to 12 months while disabled is true. This provision is in place to ensure that disabled employees have the opportunity to maintain their life insurance coverage even if they are unable to work temporarily due to a disability. This extension of coverage for up to 12 months provides financial protection and peace of mind to disabled employees during a challenging time. It is important for employers offering group life insurance in Arkansas to adhere to this regulation to support their disabled employees.

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