Arkansas Life and Health Insurance Practice Exam

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Prepare for the Arkansas Life and Health Insurance Exam. Utilize flashcards and multiple-choice questions with hints and explanations for each question. Get thoroughly ready for your certification test!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

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Which statement is false concerning Social Security disability benefits?

The employee must be unable to engage in any gainful activity to be considered disabled
The employee must meet a recent work test
The employee must meet a duration of work test
The employee must only be unable to engage in his/her own occupation to be considered disabled

The correct answer is: The employee must be unable to engage in any gainful activity to be considered disabled

The statement that is false concerning Social Security disability benefits is that the employee must be unable to engage in any gainful activity to be considered disabled. In reality, to be considered disabled for Social Security disability benefits, the employee must only be unable to engage in any substantial gainful activity, rather than any gainful activity. The other statements (B, C, and D) are true. The employee must meet a recent work test, indicating that they have worked for a certain period before becoming disabled, and also meet a duration of work test, which means they have worked long enough under Social Security. Additionally, the employee must be unable to engage in any occupation, not just their previous occupation, to be considered disabled.